Working in Germany and wondering about your retirement? You’re not alone and more importantly, you don’t have to navigate it on your own.

Carsat Alsace-Moselle has just published a comprehensive guide specifically designed for cross-border workers: My Retirement as a Cross-Border Worker. It’s an essential resource to keep handy when you start planning for retirement.

What does the guide cover?

Planning your retirement when you have paid contributions in more than one country can be challenging. Between French and German pension rules, European forms, and administrative deadlines, it’s easy to feel overwhelmed.

This guide provides clear answers to the questions many cross-border workers ask:

The key takeaway: plan ahead!

If there’s one piece of advice to remember from this guide, it’s this: don’t wait until the last minute. Administrative procedures between the French and German pension authorities take time, and Carsat recommends starting the process at least five months before your planned retirement date.

Download the guide

The guide is available free of charge from Carsat Alsace-Moselle on carsat-am.fr.

If you have any questions, we’re here to help. We can provide personalised support by email or phone, and you can book an appointment directly from our homepage.